:root{--font-heading:Montserrat, "Trebuchet MS", Arial, sans-serif;--font-body:"Source Sans 3", "Source Sans Pro", Arial, sans-serif;--ink:#15192a;--muted:#5b6477;--faint:#eef3f8;--line:#d9e2ed;--brand:#1b6ca8;--brand-dark:#0d3f66;--gold:#d4840a;--violet:#534ab7;--surface:#fff;--page:#f8fafc;--radius:8px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--page);color:var(--ink);font-family:var(--font-body), Arial, sans-serif;margin:0;font-size:17px;line-height:1.65}a{color:var(--brand);text-decoration:none}a:hover{color:var(--brand-dark)}img{max-width:100%;display:block}h1,h2,h3,h4{font-family:var(--font-heading), Arial, sans-serif;color:var(--ink);margin:0 0 .7rem;line-height:1.2}h1{font-size:clamp(2.2rem,6vw,4.2rem)}h2{font-size:clamp(1.7rem,4vw,2.5rem)}h3{font-size:1.35rem}p{margin:0 0 1rem}.site-header,.site-footer{width:min(1180px,100% - 32px);margin:0 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var(--line);background:var(--surface);width:100%;overflow:hidden;box-shadow:0 18px 36px #161f311f}.hero-media img{width:100%;height:auto}.tool-grid{grid-template-columns:repeat(4,1fr);gap:18px;margin:24px 0 56px;display:grid}.quick-widget-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:24px;display:grid}.quick-widget{min-height:92px;color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);align-items:center;padding:14px;display:flex;box-shadow:0 10px 24px #161f310f}.quick-widget span{font-family:var(--font-heading);font-weight:700;line-height:1.2;display:block}.quick-widget p{color:var(--muted);margin:4px 0 0;font-size:.86rem;line-height:1.35}.tool-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);color:var(--ink);overflow:hidden;box-shadow:0 12px 30px #161f310f}.tool-card img{object-fit:contain;background:#1f2059;width:100%;height:auto}.tool-card div{padding:16px}.tool-card h2{margin-bottom:6px;font-size:1.05rem}.tool-card p{color:var(--muted);margin:0;font-size:.94rem}.content-grid{grid-template-columns:minmax(0,1fr) 340px;align-items:start;gap:38px;display:grid}.article,.calculator-card,.sidebar-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 12px 30px #161f310f}.article,.sidebar-card{padding:28px}.sidebar-card .tool-grid{grid-template-columns:1fr;gap:14px;margin:0}.sidebar-card .tool-card div{padding:14px}.sidebar-card .tool-card h2{font-size:1rem}.article section+section{border-top:1px solid var(--line);margin-top:28px;padding-top:28px}.article ul{padding-left:1.2rem}.article table{border-collapse:collapse;width:100%;margin:16px 0;font-size:.95rem}.article th,.article td{border-bottom:1px solid var(--line);text-align:left;padding:10px}.article th{background:var(--faint)}.calculator-card{margin-bottom:28px;padding:24px}.calculator-card.blue{--accent:var(--brand);--accent-dark:var(--brand-dark);--accent-soft:#e8f3fb;--accent-line:#bbd9f2}.calculator-card.gold{--accent:var(--gold);--accent-dark:#5c3c06;--accent-soft:#fef5e4;--accent-line:#f5ce7a}.calculator-card.violet{--accent:var(--violet);--accent-dark:#26215c;--accent-soft:#eeedfe;--accent-line:#afa9ec}.calculator-card>p{color:var(--muted);font-size:.95rem}.field{margin:16px 0}.field label{color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px;font-size:.78rem;font-weight:700;display:block}.field input,.field select{border:1.5px solid var(--line);border-radius:var(--radius);background:var(--page);width:100%;height:46px;color:var(--ink);padding:0 13px;font:600 .96rem ui-monospace,Cascadia Mono,Consolas,monospace}.field input:focus,.field select:focus{border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb, var(--accent) 16%, transparent);background:#fff;outline:none}.field-row{grid-template-columns:1fr 1fr;gap:14px;display:grid}.button-row{grid-template-columns:1fr 1fr;gap:12px;margin-top:18px;display:grid}.button{border:1.5px solid var(--accent);border-radius:var(--radius);background:var(--accent);color:#fff;cursor:pointer;min-height:46px;font-weight:700}.button.secondary{color:var(--muted);border-color:var(--line);background:#fff}.result{border:1.5px solid var(--accent-line);border-radius:var(--radius);background:var(--accent-soft);margin-top:20px;padding:20px}.result-label{color:var(--accent);text-transform:uppercase;letter-spacing:.08em;font-size:.75rem;font-weight:700}.result-value{color:var(--accent-dark);word-break:break-word;margin:8px 0;font:700 2rem/1.1 ui-monospace,Cascadia Mono,Consolas,monospace}.metric-grid{grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px;display:grid}.metric{border:1px solid var(--accent-line);border-radius:var(--radius);background:#fff;padding:12px}.metric span{color:var(--muted);text-transform:uppercase;font-size:.72rem;font-weight:700;display:block}.metric strong{color:var(--accent-dark);font:700 1rem ui-monospace,Cascadia Mono,Consolas,monospace}.bar-track{background:var(--accent-line);border-radius:99px;height:9px;overflow:hidden}.bar-fill{background:var(--accent);height:100%}.elig-row{border-bottom:1px solid var(--line);justify-content:space-between;gap:12px;padding:8px 0;font-size:.92rem;display:flex}.elig-row:last-child{border-bottom:0}.badge{border-radius:99px;flex:none;padding:2px 9px;font-size:.78rem;font-weight:700}.badge.yes{color:#0d4e2c;background:#e6f5ee}.badge.no{color:#501313;background:#fcebeb}.badge.soon{color:#5c3c06;background:#fef5e4}.site-footer{border-top:1px solid var(--line);color:var(--muted);justify-content:space-between;gap:24px;padding:32px 0 48px;display:flex}.site-footer p{margin:4px 0 0}.site-footer nav{flex-wrap:wrap;justify-content:flex-end;gap:4px;display:flex}@media (max-width:900px){.site-header,.site-footer,.content-grid,.hero{display:block}.hero-media{margin-top:24px}.nav{justify-content:flex-start;margin-top:16px}.tool-grid{grid-template-columns:repeat(2,1fr)}.sidebar-card{margin-top:24px}}@media (max-width:560px){body{font-size:16px}.page-shell,.site-header,.site-footer{width:min(100% - 24px,1180px)}.hero{padding-top:34px}.tool-grid,.quick-widget-grid,.field-row,.button-row,.metric-grid{grid-template-columns:1fr}.article,.calculator-card,.sidebar-card{padding:20px}}